Summary of the Insurance & Repair benefits of using the Remote Automotive Diagnostic system.
APPLICATION |
REPAIR & INSURANCE INDUSTRY BENEFIT |
Pre-Insurance Inspection |
· All Insurance Brokers and Inspectors can now inspect a vehicle BEFORE it is insured. · Vehicles can now be qualified with insurance exclusions reducing risk. · Owners / Sellers can be advised on what actual faults needs to be repaired removing the uncertainties of what really has to be repaired. · Vehicles that are in bad neglect can be refused. · Vehicles in excellent state may attract an insurance discount. |
Annual Vehicle Inspection |
· Annual free inspections will reduce insurance risk. · Customers can get free advice on what to repair. · Insurance companies can use this as a free value added service to their customers. |
Pre-Inspection for Vehicle Test Station |
· Soon the new laws pertaining to annual / bi-annual vehicle inspections will come into effect. · Insurance companies can provide a pre- inspection for customers to ensure their vehicles pass the test station inspections first time. |
Vehicle Assessment after Accident or Incident |
· After an accident or incident the vehicle can be inspected / assessed in order to know the exact status of repairs required. · Electronic Parts can be ordered before the repairs start, reducing repair / waiting time. · Car Rental times will be reduced. · Specific electronic airbag information is available without the need for an expensive physical inspection. · Determination of faults NOT related to the accident and hence not for the |
insurers account. | |
Combined Assessment with Panel Shop or Service Provider. |
· By providing both the assessor and the service provider with the same accurate information, the quotation claim procedure is simplified and the need for additional claims vastly reduced. |
Reset of DTC’s (Diagnostic Trouble Codes) after repair and before delivery |
· Remote reset of DTC’s is possible. · This removes the need for the service provider to move the vehicle to the manufacturer dealer or call a technician to physically drive to the panel shop. · Service to the customer is vastly improved as the DTC’s are normally a problem just before delivery is promised. · This function may also remove the need for expensive controller replacements. |
Confirmation of Panel Shop/ Service Provider repairs |
· Recorded confirmation of repairs done by the service provider as claimed. · A full report that documents the status of the vehicle at the time of delivery · A record to fall back onto in the event of warranty after repair disputes. |
Final Confirmation of Vehicle status before delivery to customer |
· The owner can be provided with a full report of proper repairs. · All faults not part of the accident can be pointed out to the owner for further action. · This also reduces risk to the insurer. |
CPA regulatory record keeping | · Proper record keeping of the complete process to enhance transparency as required by law. |
History |
· Building a complete history of vehicles for future insurance purposes. · Advising customers on historic problems and repairs id so required. |
The above is but a few examples of how accurate information will improve efficiency, reduces risk and provide clarity for all participants in the vehicle repair & insurance industry.